The Music Teacher's Roadmap to Financial Freedom

Subscribers only The “Normal” Financial Life of a Music Teacher

We're going to start by taking a good, honest look at how we got here. Once you understand the average course of a "normal" music teacher's financial life, you'll find the motivation to become as un-normal as possible.

Subscribers only The Real Cause of Money Problems

In this lesson, you'll learn some of the misconceptions that keep music teachers living paycheck to paycheck. One we've cleared this out, you'll learn the true cause of money problems. The good news is, these problems are 100% in your control, which means you have the power to turn it around.

Subscribers only Building Wealth: A Simple System Made for Humans

In this lesson, you'll learn how building wealth works in the real world. Just a heads up...it's disturbingly system, and maybe even a little boring.

Subscribers only What Does Your Financial Future Look Like?

As humans, we tend to put off thinking about the future. But did you know that numbers can tell the future? In this lesson, we're going to look at your financial future and see how that makes you feel.

Subscribers only Defining and Reframing Your Attitudes Towards Money and Wealth

Many of us inherited our beliefs about money from our parents, whether we realize it or not. In this lesson, we'll confront those assumptions and consider a reframe to put us in the best place going forward.

Subscribers only The Real Definition of “Retirement”

Most people think retirement is about taking a permanent vacation from work to finish out your life. That's boring...and wrong. This lesson will teach you the real definition of retirement. (It's much more exciting.)

Subscribers only Charting Your Course to Financial Freedom

Now that we've cleared the misconceptions and defined what will create an exciting financial future, we're going to look at an overview of the steps ahead for your financial journey as a music teacher.

Subscribers only Cash and Budgeting: Your Most Powerful Wealth-Building Tools

In this lesson, you will learn how to harness your most powerful wealth-building tools - cash and a monthly budget.

Subscribers only Everydollar: The World's Simplest Budgeting App

In this lesson, you'll learn how to use Everydollar to quickly build your budget and track your spending. This will ensure you stick to your budget without overspending on any of the line items you put together.

Subscribers only Taxes: The Lost Beginner’s Guide

In this lesson, you'll learn the basics of handling your taxes, especially if you're a self-employed teacher. Be sure to contact your accountant for more details, but this lesson will give you the essentials to understand taxes so you don't overpay the government or owe money come tax season.

Subscribers only Your First Task: Save $1,000

It's not a matter of IF an emergency is going to happen. It's WHEN. And you don't want to be running back to a credit card when that happens. For these reasons, your first major task is going to be to save $1,000 as your starter emergency fund.

Subscribers only Debt: Your New Worst Enemy

In this lesson, you're going to get to know your new worst enemy: Debt. Get angry at it, and get excited about vanquishing this villain in your financial wellness journey for good.

Subscribers only The Debt Snowball

In this lesson, you're going to learn a technique for destroying your debt called the "Debt Snowball."

Subscribers only The Credit Score Myth

Growing up, we were told we needed to build our credit score so we could get a mortgage someday. But, the credit score is a misleading figure that keeps us in debt. This lesson will explain why.

Subscribers only Credit Cards: The Cigarette of the Financial World

It's common to use credit cards, either because of necessity or because of the rewards. But over the long term, credit cards are the leading cause of financial health problems.

Subscribers only How to Get Rid of Your Car Debt Quickly

By definition, a car is the worst thing you can take a loan out on because it's something that goes down in value. If you have a car that's eating you alive, this lesson will teach you how to get rid of it quickly.

Subscribers only Student Loan Forgiveness Programs: BEWARE!

Work 10 years for a non-profit, and your student loans are wiped out? Sounds great, right? Wrong. This lesson will explain why you should avoid student loan forgiveness programs like the plague.

Subscribers only Your First Task: Build a 3-6 Month Emergency Fund

Once you've cleared all your debt, it's time to build a proper emergency fund. In this lesson, you'll learn the importance of building an emergency fund of 3-6 months of expenses.

Subscribers only Investing 101: The Lost Beginner’s Guide

In this lesson, we're going to cover the basics of investing. Investing is a simple concept made complicated. This lesson will give you the basics that you need to get started.

Subscribers only Retirement Investing: Tax Advantages Galore

When you invest for retirement, you'll want to take advantage of accounts that come with tax benefits. In this lesson, we'll review the basic types of retirement accounts available to most Americans, and why you'll want to take advantage of them today.

Subscribers only How to Pay for a College Education

There's one more tax-advantaged investment account that we didn't cover, and it's the one that's going to allow you to pay for your kids' college.

Subscribers only The Mortgage Payoff Challenge

The only remaining debt you should have at this point is your mortgage. What would happen if you could invest your mortgage payment?

Subscribers only The Antidote to Doubt and Fatigue

Especially if you're working your way out of a lot of debt, doubt and fatigue will set in. But there's one magic bullet that can blast through this, even in the toughest of times.

Subscribers only How to Beat Down Procrastination

This financial wellness stuff sounds great, but let's start next week. Or maybe next month. Next year? Procrastination feels like an attractive option, but every year you put this off, you'll be stealing from your future self. That's why we're going to show you a routine you can use to consistently overcome procrastination on your financial wellness journey.

Subscribers only When Your Friends are Struggling with Money

As you begin building momentum, you'll start noticing people struggling everywhere. Friends, colleagues, and even family members. It will be tempting to offer advice, but money is one of those things that's awkward to give advice around. This lesson will teach you a more effective approach.

Subscribers only Naysayers: Success is the Best Argument

When you tell your friends or family that you want to work your way out of debt and build wealth, they're going to think you're crazy. This lesson will teach you how to avoid the argument and how to lead by example.